With an ever-changing, unpredictable world, it’s important to find ways to save money fast in everyday life.

By taking the time to make a few lifestyle changes, it’s easy to save money in various ways — from shopping habits to choices made while at home.

  1. Buy generic canned food instead of premium brand cans.
  2. Are you actually going to the gym with that membership?
  3. Cancel credit cards with annual membership fees.
  4. Compare insurance rates to make sure you’re maximizing potential savings.
  5. Road trip instead of traveling long distances.
  6. Bring lunch to work.
  7. Pay off high-interest debt before investing extra cash.
  8. Give gifts of service instead of purchasing gifts.
  9. Get rid of subscriptions you’re no longer using.
  10. Turn off the lights in the house when you’re not using them.
  11. Keep track of your credit score and watch for any discrepancies on your report.
  12. Go without your storage unit and the associated fee.
  13. Don’t shop for groceries when you’re hungry.
  14. Make coffee at home from whole beans instead of going to coffee shops daily.
  15. Do you need three streaming services at one time? Obtain a Hulu membership for a few months, cancel, and then move to Netflix.
  16. Learn how to cook vs. eating out.
  17. Purchase a used car instead of a new car.
  18. Cut down on your online shopping habits.
  19. Drink more water for better health.
  20. Watch a movie at home instead of going to the theater.
  21. Stop visiting hair salons to color your hair.
  22. Bulk purchase your prescriptions with a Costco Wholesale membership.
  23. Cut down on paper towel use by using your washcloths more often.
  24. Quit smoking.
  25. Quit drinking.
  26. Quit all addictions.
  27. Use coupons when shopping at the grocery store.
  28. Make the most of your everyday purchases by charging on a credit card that gives you hotel or flight points, and immediately pay off the credit card bill in full each week.
  29. Workout at home instead of going to the gym.

It’s not always easy to save money, but if you start small, you’ll be surprised to find many ways to save that will add up over time to save money fast and effectively. Saving starts with conscious, daily effort!